Insights

Field notes from
the build.

Working perspectives on payments, open banking, capital markets, commerce, and AI infrastructure — from a team that ships production systems, not decks.

Open Banking

Everyone Reads Your Permission Generously

Fourteen years of fighting over §1033 covered basic bank accounts and credit cards. The access you actually grant has no declared scope and no committed duration.

August 4, 202616 min read
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Agentic Finance

Your Agent Has Your Password. Who Has Your Refund?

Enormous engineering has gone into proving you authorized your AI agent. Almost none into deciding who pays when it gets it wrong.

July 27, 202611 min read
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Go-to-Market

Innovation in Your GTM Stack Isn't Free

A field report from a GTM demo night: the tools are dazzling and nearly free — but the durable value still lives in the data and the system of record. Adopt with discipline.

July 10, 20266 min read
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Platform Strategy

The Platform Playbook: Billing Is a Component, Not a Company

Billing was never a standalone company — it's one organ in the B2B commerce platform. Why Stripe, Salesforce, and Adyen are absorbing it, and what it means if you're buying.

June 29, 20267 min read
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